Better protection. Huge savings. More healthcare options.
With Clearwater, you now have an alternative to out-of-control insurance costs. Many clients save over $15,000 a year on their spend while adding substantially better protection for their families and their income.
Better healthcare. You will be supported by several additional services that enhance value and contribute to member quality of life.
MEDICAL COST SHARING
Members take part in a medical cost-sharing model that is high quality, affordable, accessible, and above all, effective. This can provide a 70% savings for you and your family.
Members are provided unlimited use of 24/7/365 board-certified and state-licensed physicians available via phone or online. This creates a better experience and dramatically cuts the costs of your healthcare.
MEDICAL BILL NEGOTIATION
Experienced team members will negotiate the out-of-pocket balances members owe on medical bills, often resulting in significant cost reductions.
PERSONAL MEMBER ADVISOR
From finding the best doctors for your families to getting the best possible price on medications, their job is to ensure each member has a wonderful experience and gets the best results.
EXPERT SECOND OPINION
No matter where a member is, he or she can speak with the best doctors in the world via phone or video consultation. All the best services without the travel, paperwork, and costs.
We recognize the importance of holistic healthcare, unlike major medical insurance carriers, taking into account the mental, emotional, and spiritual well being of members, in addition to the physical. Because of this, members have access to licensed counseling services, chiropractors, and other alternative medical services.
Surviving a critical illness, such as cancer, heart attack, or stroke today is more likely than ever—but can come with financial costs and uncertainty. A critical illness policy can help alleviate those worries by paying a lump-sum benefit. The critical illness benefit can be used to cover your mortgage, monthly bills and living expenses, out-of-pocket medical costs, or in whatever way best fits your needs.
The life insurance protection you need, for only as long as you need it. A term life policy is ideal for someone who wants affordable life insurance protection during important life events such as marriage, birth, or adoption of children, buying a new home or starting a business.
Calculate your savings in 3 minutes! Let Clearwater help you see the potential savings and improved healthcare.
See Our Savings Calculator below!